45-60 Day completion of file.

We do a

FULL SWEEP OF ALL NEGATIVE ITEMS.

Negative items on the credit are disputed and corrected  ELECTRONICALLY.

We remove Charge Offs, Public Records, Collections, & Late payments 

This is done lightning fast through our Elite service. 

Sometimes as fast as 30 days depending on the number of items that need to be addressed. However once we remove them, THEY'RE GONE!!

We remove anything and everything with this service with the exception of Bankruptcies and Student Loans.

See Bankruptcy/ Student Loan Removal tab for pricing.

60 Days

We remove all inquiries from your credit file.

Usually takes around 30 days if you have less than 20. However, by day 60 after paying for this program, we WILL remove any inquiry you have that IS NOT linked to an open account.

We cannot remove an inquiry linked to an account that you have that is currently open and current. 

Every inquiry on your credit report drops your score between 1 to 2 points.

Most people have more than 20. Removal of these increases your score considerably.

3 to 4 Months

We remove your DISCHARGED bankruptcies from your credit profile as well your student loans, whether you still have a balance or not.

Bankruptcies and Student loans are removed permanently. If they return for some reason contact us, We'll remove them again FREE OF CHARGE!!

Tradeline Additions - Authorized User Accounts

2-4 weeks

We have access to hundreds of Tradelines/Authorized user accounts.

By adding 1, 2 or 3 or more to your credit profile, you can either show history of good credit management, or lower your revolving debt usage percentage without paying down your balances, or extend the length of credit usage and credit accounts in good standing for a longer period of time, all of which improves your scores considerably.

Packages:

Silver: 2 Med. term and 1 Large term lines. Med= 1-3yr term, large=3-9yr term.

$2495

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Gold: 1 Ex. Large term lines, 1 Large, 1 Med. Ex large= 9yr 1 day to 20 yr term.

$3395